INSURANCE
Final
Expense
Final expense insurance is a type of whole life insurance designed to cover medical bills and funeral expenses when you pass. A final expense policy is also known as burial or funeral insurance and is popular with seniors.
Most final expense plans have these features:
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Whole life insurance
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Policy never expires if premiums are paid
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Cash value
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Policy loan options
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Fixed premiums (paid as Simplified issue)
Usually no medical exam is required:
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Just a few health questions on the application
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Easy application process
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Fast approvals – often, coverage is issued in days
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Affordable rates
We focus on using a fraternal insurance company which means it is a membership-based company with perks and discounts for its members. This product also awards scholarship money to those that are Juniors in high school heading into their senior year. The more community service the students do, the greater the potential for being awarded scholarship money. This product also builds money for them whether it's related to education or something else.
College
Planning
Call us today to get started:
(205) 569-8797 ~ (205) 538-6770
or click on the Members Chat area.
HOURS & LOCATION
Location
324 16th Street North
Birmingham, AL 35203
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Alabama: 205-569-8797
Outside Alabama: 205-538-6770
Hours
Monday - Friday
8:30 am to 5:30 pm
Saturday
9:00 am to 12:00 pm
Evenings by Appointment
Wealth
Accumulation
Planning to accumulate wealth enables you to work effectively toward your goals. Our approach seeks to maximize your gains and minimize your risks.
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We promote an Indexed Universal Life (I.U.L) plan because it has guaranteed interest rates and has the same growth as banks.
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It provides tax-free interest, tax-free withdrawal, and tax-free transfers.
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You have complete control over your money.
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Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure.
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The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.